Klarna Payment Options Now Available on Apple Pay for Seamless Checkout Experience

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Klarna’s Flexible Payment Options Now Integrated with Apple Pay In-App and Online in the U.S. and UK, with Canadian Expansion to Follow

17 October 2024Klarna, the global AI-powered payments network and shopping assistant, has announced its integration with Apple Pay, offering flexible payment options for users at checkout online and in apps on iPhone and iPad running iOS 18 and iPadOS 18 or later. Starting today, eligible Apple Pay users in the U.S. and the UK can take advantage of Klarna’s payment services, including interest-free installments and extended financing options. The service is set to expand to Canada in the coming months.

This partnership enables Apple Pay users to choose Klarna’s popular ‘Pay in 4’ option, which allows them to spread payments across four interest-free installments for purchases ranging from $35 to $2,000. For higher-value transactions, Klarna offers financing options with monthly repayments starting at 0% APR, providing consumers more flexibility at checkout.

A Milestone in Klarna’s Expansion

“Consumers around the world have been asking for Klarna on Apple Pay, and now it’s here! Our fair, flexible, and interest-free payment options are even easier to use at your favorite merchants when checking out with Apple Pay online or in apps in the U.S., UK, and soon, Canada,” said Sebastian Siemiatkowski, Co-founder and CEO of Klarna. “This is a significant step in our mission to provide Klarna at every checkout.”

The rollout enhances Klarna’s reach by making its services more accessible to Apple Pay’s extensive user base, furthering its ambition to become a ubiquitous option in digital wallets across the globe. Klarna now boasts 85 million active users worldwide, maintaining its position as the largest Buy Now, Pay Later (BNPL) provider.

Apple’s Continued Commitment to Consumer Choice

“We’re excited to offer users in the U.S. and U.K. more payment flexibility with Klarna at checkout on Apple Pay,” said Jennifer Bailey, Vice President of Apple Pay and Apple Wallet. “This integration gives users the option to pay over time while enjoying the seamless, secure experience they already know and trust with Apple Pay.”

Apple Pay users can access Klarna’s offerings by selecting ‘Other Cards & Pay Later Options’ during checkout and choosing Klarna from the list of available services. Purchases are completed securely with Face ID or Touch ID, with Klarna conducting an industry-leading underwriting check before approval. Klarna reassures users that this process does not impact their credit score.

Privacy and Security Assured

With Klarna integrated into Apple Pay, users can continue to enjoy all the privacy and security features they expect. Apple does not store transaction history or share personal information with Klarna, ensuring a secure, transparent payment experience.

This integration follows the launch of “Apple from Klarna,” a storefront within the Klarna app and website, allowing U.S. consumers to purchase Apple products with flexible payment options.

Klarna’s mission to offer consumers smarter, fairer alternatives to traditional credit continues as its global commerce network grows, aiming to be available in every digital wallet and at every checkout.


About Klarna

Klarna is a leading global payments and shopping platform, with over 85 million active users and partnerships with more than 500,000 merchants worldwide. Klarna offers consumers flexible payment options, including Buy Now, Pay Later, Pay in 4, and financing options, aiming to provide a fair and seamless shopping experience.

About Apple Pay

Apple Pay is a secure and convenient way to pay online, in apps, and in stores. With privacy and security built-in, Apple Pay enables users to make purchases with ease using iPhone, iPad, and other Apple devices.


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